Is a 2022-23 going to be any better? Road noise, wind noise, gear noise, whatever, it's hard to hold a conversation.
You are making your judgment based on your own, probably youthful, hearing. I am 71 years old and played LOUD rock and roll in the late 1960's and 1970's. Like a dimed 100 watt Marshall. And I owned 426 Mopar Hemi cars with barely any mufflers. And I did 500 mile drives in English roadsters and Corvettes with the tops down.If you can't hold a conversation then something is wrong with the car.
Noise loud enough so that occupants can't hear each other talk is not a condition endemic to a 2013 Subaru Forester.