[tlmp]

call your insurance agent for advice

They just referred me to the comprehensive section on their website.

 

[DragonSubie7]

@tlmp
I'm not trying to tell you what to do, just providing a potentially cost saving option if you wish to consider it.
If you don't that's fine. Perhaps someone else reading this thread might be helped.
It is obviously your choice and your money. The pro-rated refund you found makes the Subaru plan a bit better.

Progressive Insurance does offer glass coverage in California, but it requires you to have comprehensive coverage on your auto policy, which you will have if there is a car loan. That implies your comprehensive deductible would apply, but they may have deductible options for glass. If you are interested, you can find out for yourself with them or any other car insurance provider just a phone call away. Most have better customer service than you got from the gecko..

BTW - It may not be a bad idea to find out the cost of your auto insurance so you don't suffer from severe sticker shock when you go from a 2014 Cherokee to a 2025 Subaru. It is going to be just a bit more expensive, regardless of the company. If it were me, especially with getting a new vehicle, I'd shop around. That's me.

 

[Rumrunner]

They just referred me to the comprehensive section on their website.

hmmm mine would have given me options, explained my current coverage & told me how to increase it, if necessary. to cover what I was asking about

 

[Rumrunner]

I have a $1000 comprehensive deductible through Geico, but could drop that down to $500 for an extra $3/month. I'm considering doing that

does your comprehensive cover glass?
what state are you in?

 

[Glades]

In Florida, if a motor vehicle insurance policy includes comprehensive coverage, the deductible provisions for damage to the windshield of any vehicle covered under that policy do not apply. You don't need windshield insurance here. Check your state laws before buying such insurance.