Join Date: May 2019
Location: United States
Car Year: 2019
Car Model: Forester
Feedback Score: 0 reviews
GEICO will cover for up to ten years, 100,000 miles.
Subaru's Gold Plus, according to their website, is for eight years, 120,000 miles, or ten years, 100,000 miles. I didn't see a ten year 120,000 mile option.
I've read the ten year, 100,000 mile, $0 deductible plan can be purchased for as low as $1,700. So, $1,700 - $720 (ten years through GEICO) = $980, so four or more repairs and Subaru's plan is better, like you said.
But, if we are just going to keep our Forester for four years like our current one, then it's $1,700 vs $288 and in that case we'd need six or more repairs for Subaru's plan to make more sense. We have probably had three repairs, so as long as reliability is similar, GEICO is probably better for us.
I've kind of talked myself out of getting Gold Plus and staying with GEICO's Mechanical Breakdown Insurance. The eight year 120,000 mile plan through Subaru is probably better but I don't think we'll keep the new Forester that long.