Update - the cop wrote out the wrong license plate # on the summary he gave me. I hadn't noticed until last night, when I looked at the picture I had taken of the cars. Called their insurer and gave them the correct plate #, and that one has coverage. Still don't have the full accident report, so things are moving slowly. The car is driveable though. The rear underside of the car is all bent up, the rear lift door is ok but the spare tire is pushed up and the metal running across the back of the car where the rear door closes is bowed outwards. On the one hand I hope the car is not totalled, but, I don't want a major cut and weld job either.