Discussion Starter · #1 ·
I went to a dealer yesterday and almost made a lease deal with them. They ran my credit, said they submitted to Subaru, and came back with Tier 1 money factor. I ended up not getting the car there because it was going to take too long for them to get the car. I went to another dealer today and signed the deal, but when they ran my credit, I ended up getting a Tier 3 money factor. I was really curious as to why it changed so drastically, so I looked into it, and it turns out that they never actually submitted my credit to Subaru and gave me a high MF just to get me to sign up. Is this even legal? It seems highly irresponsible that a dealer would do that considering you could get people into serious financial trouble. I'm usually good about catching dealer tricks, but this seems like an all time low.