Decided to take a bit of a loss and get rid of the Subaru! The crash would of cost me insurance point and higher premium. At least 35 bucks/month. Traded it in for 16k. Got a Corolla LE at 15k plus tax and 0 interest. My payment is 280 that is 30 bucks less then the Subaru. Also my gas estimate will be at least 150 bucks and insurance now is 9 bucks less per month so I save around 239 bucks. I get 31mpg with the Corolla so far in 70 percent city driving. Sorry guys, saving over anything else.