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Discussion Starter · #1 ·
felt like i was pressured into buying the dealers gold warranty at added $1450.00 for six years 80k
what do you kind folds think, was i taken? little worried about some of stories about oil consumption...thank you ahead of time! great forum
 

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Well, you can get a Subaru Gold Plus warranty 10/100/$0 deductible for about $1700.

I'd return it or threaten to do so in order to get an upgrade for a proper discount.
 

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That's MSRP pricing. There's a lot of room to move in those prices. Just ask and negotiate. Typical actual lowest price for the 10/100/$0 is approx. $1700. Given the delta, the price the OP paid for that plan is likely higher than they could get it for.
 

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Is that a $0 deductible or the $100 deductible? The good “no haggle” prices I saw from spring 2019 was $1220 on the zero deductible, $935 for the $100 deductible.

There was a $200 dealer cost increase just after that, and the prices stayed the same with that dealer... so less wiggle room. I never saw what the price increases were (if any) in 2020 or what they would be this year. Cost, and price can go up each year.

Sometimes you can get those plans below cost when buying the car, but whatever profit is coming from somewhere else at that point.
 

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$0 deductible. Anecdotally in posts around the forum and locally from the past 6 months+ or so, approx $1700 is the best people have found for the 10/100/$0. Some paid more for sure, some paid less but not by a lot.
 

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Discussion Starter · #7 ·
thank you all, it has the $100 deductible.... sounds like we fell into the right zone... covers a lot but not maintenance items
 

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I have an important question.

Does the Subaru Gold Plus warranty 10/100/$0 deductible start when the warranty ends, giving 10 years from when the warranty ends? Or does it run concurrent with the warranty, giving only 7 years after the warranty ends?
 

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They don't even offer their customers a 10 year plan.
I would bet money that they do. I don't think there are any regions in the US that they don't sell the full range of plans. That dealership probably uses it as a sales tactic. Their 'secret unpublished' plan that that don't sell to just anyone...
 

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I have an important question.

Does the Subaru Gold Plus warranty 10/100/$0 deductible start when the warranty ends, giving 10 years from when the warranty ends? Or does it run concurrent with the warranty, giving only 7 years after the warranty ends?
You can get the Subaru added security at any point up to the 36 month 36,000 mile new car warranty is up... the Subaru added security is retroactive,to the date the car was first sold.

So 10 years from the date the car was originally purchased.

”Your NEW SUBARU PLAN coverage begins the date you purchase the Agreement. Expiration is measured from the Subaru Limited Warranty start date and 0 miles. Coverage expires when the selected time or mileage limit is reached (whichever occurs first) regardless of the date or mileage at the time of the Agreement purchase.“
 

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$0 deductible. Anecdotally in posts around the forum and locally from the past 6 months+ or so, approx $1700 is the best people have found for the 10/100/$0. Some paid more for sure, some paid less but not by a lot.
Thats what I got it was right around $1700(maybe $1500) but not over..I wanted it for peace of mind with a car with so much ELECTRONICS to go bad. I really wasnt so much worried about the power train or any of that..what I was worried about is the touch screen going wonky after 6 years and 65K miles and them saying..well sorry that will be 2500 to replace...out of your pocket...from most of the stuff id seen/listened to at the dealership that goes wrong from ANY car brands now days its electronics/computer related..needs a new bluetooth module, needs a new touch screen something or another, needs some sensor or thing that controls something in the engine...the last one i heard while getting my oil changed was a guy needed a new part that had to do with the remote start system...it worked fine 4 months ago when the guy got the new 2020 Forester..but didnt work..all they thought they would have to do is reflash or update something..nope needed a new module of some kind...i can only imagine how much said module would have been if this happened 4 years and 50K miles down the road...so this extra warranty was good for my mind lol.

Now if something goes wrong till 100K im good and that should be at least 8ish years give or take
 

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felt like i was pressured into buying the dealers gold warranty at added $1450.00 for six years 80k
what do you kind folds think, was i taken? little worried about some of stories about oil consumption...thank you ahead of time! great forum
According to a friend of mine who sells new cars for a living, you should never buy the extended warranty. It's pretty much pure profit for the dealer. That's why they push them so hard.
 

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Agreed with Anton4, better to put that money in savings and don't spend it for anything but major auto repairs, everyone should have an emergency fund. I got the run around couple times I used mine and had to pressure the dealer to get them to replace my drivers door panel with broken arm rest and my AC that failed twice in the first 4 years of ownership lol.
 

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According to a friend of mine who sells new cars for a living, you should never buy the extended warranty. It's pretty much pure profit for the dealer. That's why they push them so hard.
Also depends on the dealer OR we have a great one..they only made scant mention that they even had it I was actually the one that asked more about it lol.
 

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An excellent case can be made for buying a warranty, especially given the complexity and cost of repairs today. As an example, with a zero deductible, you have aligned the dealers interests and your interests in keeping the car in excellent condition and covering any possible repair that falls under warranty protection. I learned this with my first Mazda Tribute. Given my zero deductible, the dealer went over my car every time in with a fine tooth comb as he would be reimbursed for every covered repair. Second, there are cancellation rights that can result in a pro-rata refund based on miles or months, those they may vary by state which increases your flexibility if you decide to trade in early. Third, the transferability feature on a re-sale could be very significant in maximizing the resale value for only a $75 transfer cost. Again, this affords flexibility if you decide to switch vehicles mid-stream. Fourth, with all the gizmos and new fangled gadgets on these vehicles including all this safety stuff that is clearly still in the developmental stage (Read Consumer Reports February 2021, p.56), there will not likely be aftermarket repairs of all these proprietary electronics and you will be stuck going to the dealer. Virtually every Active Driver Assistance System by all the car companies (with the exception of the Cadillac CT6) nearly flunked CU's tests in that they were all given lousy scores ranging from the 50s down to 28 for the Mazda CX30. Also, read the tiny footnote on page 57 that explains how the aftermarket system CU tested, the Comma Two, "outperformed in most respects, the systems that already come as original equipment on vehicles."
These factory systems are so flawed and still in the developmental stage, that CU sent their findings to all the manufacturers to alert them to the problems with their systems. Clearly, current car buyers are guinea pigs on these systems. Given there are about five of these systems with sensors and electronics, a very strong case can be made for purchasing an extended warranty provided by the manufacturer, in my view. How could anyone in their right mind buy a Mazda CX-30 when their Active Driving Assistance System Score is 28? If you try an read the "Editor's Note" on the bottom of page 57 that exposes the greatly flawed systems, you better have a magnifying glass. Anyone buying a car today should be prepared for highly questionable performance from these systems based on CU's tests and also be prepared for some very high dealer bills when repairing these systems that fall out of warranty. It is only a matter of time before these systems become part of your annual inspection and it is very likely that cars with failed systems will not pass state inspection standards unless they are repaired-- and using dealer parts and labor.
Old time thinking on "never buy aftermarket car warranties" deserves serious reconsideration-- especially considering the developmental stage of these highly complex and not yet perfected systems, in my view. Before deciding against an extended warranty, I would suggest reading Consumer Reports, February 2021, p.57, Editor's Footnote in the tiny print-- just like you must read the tiny print in any contract that you ever sign.
 

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felt like i was pressured into buying the dealers gold warranty at added $1450.00 for six years 80k
what do you kind folds think, was i taken? little worried about some of stories about oil consumption...thank you ahead of time! great forum
You fell for the biggest profit maker for the dealer. I make the toughest deals on the purchase price - Subarus being able to be negotiated down 5/6%. They go for the deal "knowing" that when they get you into the "F&I (finance and insurance room) they're going to make up that discount on the insurance + the commission on the finance deal. When I'm escorted to that room I immediately tell the guy/gal that, as a courtesy to them, not to waste their time selling me any additional plans/services. They ignore that warning and keep it up, to which I revert to my entry statement. "I'm not buying anything".
In 50 years of buying cars/vans/suv's I've never purchased anything but the vehicle. (Back in the day it was "undercoating", now it's insurance). Neither have I ever had to use what would have been an insurance policy to cover any of the contingencies mentioned in said policies. I'm going to guess you're going to have a hard time cancelling that policy for some jacked-up reason. Ps - think of it: no "oil consumption", IF it were to happen (it won't), will cost you $1450.00, even if you kept the car for 10 years.
 
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