At a traffic light, got rear ended hard. Other car, Mitsubishi Galant, the front is a mess. Subaru has a damaged rear bumper, can see the spare tire well is bent. Didn't investigate further, there may be more serious damage. The police came and filled out an accident report, it takes 10 to 14 days for it to be available. The cop told me the other driver has Progressive Insurance, great. I called Progressive and opened a claim. They called me back the next day to tell me they have no record of insurance for that plate number. Did the cop get scammed, how can that be? Now I have to wait for the accident report and then decide on next steps. It may be most cost effective for me to replace the bumper and knock out the spare tire well dent than to file on my own insurance.
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