Join Date: Mar 2014
Feedback Score: 0 reviews
Take it in to a body shop and mechanic and get your own quotes and assessments. The insurance adjuster is working to save the insurance company money, so body part quotes will be aftermarket equivalent, not OEM.
I had my 2002 WRX, 70K miles declared totaled after I put in new tires, new brakes/discs and major interval work totaling $2K. The insurance adjuster discounted and said they were part of normal wear and tear. So, you may not get any credit for the headgasket work. If you have receipts of upgrades (car stereos, aftermarket parts) they may take that into consideration.
In the event the vehicle is declared a total loss, (meaning repairs exceed book value), is the car still in driving condition, are you looking to buy it back and fix it up?