The life of the belt really varies, some have had heavy wear even at 60,000 miles. The one on my FXT taken off at 110,000 miles looks very good, the printing is partially worn off but can still be seen in areas. The only way to really know is to pull off the timing belt covers and check it or just replace it. At 130,000 though I woudl definitely get it done ASAP as thats definitely pushing it. If it fails it will be sudden and will generally require at least an engine rebuilt (the pistons and valves will collide requiring new or rebuilt heads, and possibly new pistons if damaged enough).
04xt/4eat, 16g, STI bits and bobs