My Subaru dealer actually deals in Subaru and Kia, and there was a pre-release Niro in the showroom (half of the controls were still in Korean). Looks interesting, but no FWD would be a dealbreaker in anywhere with regular snowfall..
It really depends on what you need. Obvously we chose AWD with our Foz -- our first AWD and our first Subaru -- on purpose, and we did so because a goal of this car was enhanced safety.
But most cars are FWD, and a front drive car with appropriate tires, driven sanely, will get you through most weather. Here in the Philadelphia suburbs we've been driving tiny Toyota FWD cars (a 1981 Toyota Tercel and a 2005 Scion xB) along with a scattering of other mostly FWD cars, for four decades, and the only times we might have gotten stuck were times we ended up being snowed in anyway, told to stay home from jobs and school. The biggest challenge here has always been getting away from the front of the house; the street we live on having the worst road conditions we might encounter on our entire drives.
In the almost three years we've owned our Foz, not once have we ever actually needed the AWD. It's nice to know it's there, and if I lived in Buffalo or Aspen or Montpelier I'd probably have been driving Subarus for years, but most places it's not a real requirement for daily driving.
I still believe the current low gas prices are likely to go away, and if I were a high-mile driver looking for a car for the next 10 years I'd be looking at a hybrid. But we're now retired, and lucky to put in 15k miles per year across two cars. Indeed, thinking of ditching one of them. So the high buy-in cost of a hybrid will never pay itself back for us.